Allotmenteers Liability Insurance
What is this product?
This is a liability insurance product purchased by the National Allotment Society (NAS) but designed to provide liability cover protection to member plot-holders and leisure gardeners accused of accidently causing injury or damaging property, in their personal capacity. Work/Business related claims are not insured. The benefit is worth up to £5,000,000 and will pay for defence costs and the cost of any award made. As a member plot-holder you would be protected both at your allotment plot but also if you attend shows / events which are allotment related.
The benefit is offered to associations/societies, Individual and Life membership and forms part of the subscription of the above and to be enrolled into this benefit the member must advise of enrolment and provide the NAS with all contact details of those enrolled and keep those details up to date.
The full summary document available to all members CLICK HERE
Who will benefit from this scheme?
The Allotmenteers Liability Insurance is a benefit included in membership for plot-holders of member associations, life and individual members who enrol onto the scheme.
This benefit will be enjoyed by members and affiliate members who have either paid their subscription of £3 via an association to the NAS or are paid up Individual Member of the NAS. For affiliated members of an association, this is £3 per member and not per plot, e.g., this does not cover spouses, partners, family or friends who have not paid their affiliate fee.
This insurance does not replace the requirement for associations, councils, or landowners to obtain Property Owners or Public Liability Insurance to cover self-management responsibilities, communal areas, site shops, or events and site tours etc.
How do I take advantage of this membership benefit?
To ensure all members who are eligible, benefit from the NAS scheme, allotment associations/societies need to make sure that they have names, addresses and email addresses (if available) of all plot-holders who have paid their fees for NAS Membership.
This data should then be emailed with the confirmation of who is enrolling onto the scheme, this is achieved by emailing an electronic copy of this data to email@example.com a excel template can be provided.
Should you have the required data recorded on another electronic format other than Excel such as Word we are happy to accept this.
Individual Members must email or write to the NAS to confirm that they wish to be enrolled in the insurance scheme, if they have not already annotated this on their membership application form.
If we do not receive your confirmation of enrolment into the Scheme and required member details you will not be covered by this fantastic benefit.
Should you have any issues with how to provide the data please do not hesitate to contact the NAS.
Why do we ask you to enrol into the scheme?
You are not automatically enrolled into the scheme; this is something you should confirm that you want to take advantage of. The NAS will not forward your details on to any third party except in the event of a claim. Only on receipt of the required details will you receive confirmation of cover and enrolment onto this fantastic benefit.
What if my membership payment is late?
For cover to remain it is essential that we receive your renewal payment on time to ensure that your cover does not lapse. Should you wish to discuss your renewal date please do not hesitate to contact NAS.
How will I know I am covered?
The NAS will confirm receipt of your enrolment by email and a copy of the insurance summary will be included, for Associations/Societies that have enrolled, an email will be sent to the Chair/Sec/Treasurer, whomever receives the correspondence for the Association, and they should either forward this on to all members enrolled, or ensure it is available in hard copy.
For Individual / Life members, this will be emailed to you directly.
It is essential that you advise of any changes of personal details, you will also receive details of your all enrolled members at renewal.
If you have any questions regarding any of the above, please do not hesitate to contact us.