Allotmenteers Liability Insurance.
In a few months time membership of the National Allotment Society will include a new Allotmenteers Liability Insurance provided by Shield Total Insurance who already operate the NAS scheme for Allotment Associations. This is a liability insurance product purchased by the NAS but designed to provide protection to member plotholders accused of accidently causing injury or damaging property. There is no additional cost and the benefit is worth up to £50,000 and will pay for defence costs and the cost of any award made. As a member plotholder you would be protected both at your allotment plot but also if you attend shows / events which are allotment related.
Who will benefit from this scheme? This benefit will be enjoyed by all plotholders who have either paid their subscription of £3 per member via an association to NAS, or are paid up Individual Members of the NAS.
What action needs to be taken? Members will need to contract in to the scheme when it comes on-line. Allotment Associations need to ensure they have given the Society names, addresses and email addresses of all plotholders who have paid their £3 fees for NAS Membership. This is achieved by filling in a template in the form of an Excel spreadsheet, provided by NAS. This action complies with the new GDPR Data Protection Legislation, which comes into force in May 2018.
What better reason to encourage all your plot-holders to sign up for NAS membership?
You might ask how an individual could enjoy this benefit when the local association buys insurance. Unfortunately there are a number of situations where members cannot rely on that assumption. Here are a few examples:
- Perhaps the club insurance was not renewed but you were not told
- You are away from your local club when the accident took place so the club insurance would not respond
- You might have caused an accident that could not be blamed on your local club. For example:
- you may have operated a lawnmower over gravel, causing stones to fly up
- the head of your axe flew off unexpectedly
Either of these situations could cause an injury or damage to property and could result in you being sued.
When does this benefit start?
The launch date will be advertised soon via the NAS website and the Spring e-newsletter to members. Keep your eyes peeled for further details.