New inclusive Allotmenteers Liability Insurance.
Allotmenteers Liability Insurance is now included in membership for plot-holders of member associations, life and individual members who contract in. This insurance does not replace the requirement for associations, Councils or landowners to obtain Public Liability Insurance to cover self-management responsibilities, communal areas, site shops, or events and site tours etc Click here for more information about Allotmenteers Liability Insurance .
Click here to read more about allotment insurance in general.
Each Association must provide details of all their plot-holders. This is achieved by filling in this Excel file Click here to download. Alternatively if you have the data recorded on another electronic format other than Excel such as Word we are happy to accept this.
Please name the file with your association name, fill in with details of your members and attach to an email confirming that you wish to contract in to this member benefit on behalf of the association that you have named.
If you are an individual or Life Member please respond to the recent email and confirm that you would like to contract in to the new benefit.
Only on receipt of this confirmation of contracting into the scheme will your members details be forwarded to Shield and cover will commence. If we do not receive your confirmation of contracting into the Scheme you will not be covered by this fantastic new benefit.
Going forward you will be asked to contract in the scheme at your membership renewal date, it is therefore essential that we receive your renewal payment on time to ensure that insurance does not lapse.
The National Allotment Society (“NAS”) is introducing this new member benefit in conjunction with Shield Total Insurance who already operate the NAS discount insurance scheme. The benefit is being created via an insurance policy purchased by the NAS to give personal liability cover to all member plot-holders.
Who will benefit from this scheme?
This benefit will be enjoyed by all plot-holders who have either paid their subscription of £3 per member via an Association to NAS, or are paid up Individual Members of the NAS.
What is this product?
This is a liability insurance product purchased by the NAS but designed to provide protection to member plot-holders accused of accidently causing injury or damaging property. The benefit is worth up to £50,000 and will pay for defence costs and the cost of any award made. As a member plot-holder you would be protected both at your allotment plot but also if you attend shows / events which are allotment related.
You might ask how an individual could enjoy this benefit when the local association buys insurance. Unfortunately, there are a number of situations where members cannot rely on that assumption. Here are a few examples:
You are away from your local club when the accident took place so the club insurance would not respond.
You might have caused an accident that could not be blamed on your local club. For example: you may have operated a lawnmower over gravel, causing stones to fly up or the head of your axe flew off unexpectedly.
Any of these situations could cause an injury or damage to property and could result in you being sued.